Armenian Banking Sector Study 2020

unsplash-image-UUYkTnQkn9c.jpg

Amid turbulent year the banking sector reported impressive growth and solid profitability, however there is outlook for higher risks.

  • Despite the 7.6% economic decline, the banking sector of Armenia registers a solid growth in 2020. Total assets grew by 14.52%, loan portfolio by 13.44% and liabilities by 15.98%.

  • All banks reported profit for 2020, and total profit of the system was over AMD 60 billion.

  • However, risk and negative outlook showed increased reserves on assets of banking system, by as much as 36.92%.